Personal Injury & Workers Compensation NJ

Personal Injury & Workers Compensation NJ

Suffering a severe personal injury changes your life in an instant. Suddenly, you are faced with pain, bills and other stressors you could not have anticipated. If you or your loved one was injured or killed due to the negligence of another, you have the right to seek compensation from the at-fault party.

Howard Crane, helps individuals and families who have incurred personal injuries due to an accident. You may deserve financial recovery for pain and suffering, current and future medical bills, and lost wages. Insurance companies do not have your best interests in mind. They want to settle as quickly as possible and for as little as possible without regard to your best interests. It is highly recommended that you not settle your case without an attorney to advocate for you.

Causes of Personal Injury

Mr. Crane is a former Marine and as such is accustomed to facing difficult and often formidable adversaries aggressively and effectively. He is well-prepared to seek compensation for serious injuries and Wrongful Death in a negotiated settlement or at trial, in the following types of cases:

• Car accidents
• Semi-trailer accidents
• Motorcycle crashes
• Slip and falls
• Work Related Accidents
• Dog bites
• Other injuries caused by negligent, careless, or intentional behavior

Workers Compensation

Mr. Crane also works with clients who suffered an on-the-job injury. As an injured worker, you are entitled to medical treatment, and possibly temporary disability. If you were denied benefits or your benefits were discontinued, Howard Crane can help.

If you have been hurt at work,contact the firm by e-mail or call 908-874-6242 to schedule a free initial consultation.

The Workers' Compensation System

By law, employers are required to carry workers' compensation insurance. Employers must immediately provide workers' compensation benefits if you are injured at work. However, some employers either do not carry workers' compensation insurance in violation of the law, or their insurance company deems that you have recovered, and discontinues benefits prematurely. Mr. Crane will assist you in receiving the benefits to which you are entitled.

Permanent Partial Disability

Almost every injury leaves you with some residual affect. Your right to benefits does not end simply because the worker’s compensation doctor ends your treatment and sends you back to work. You may be entitled to further treatment and further temporary disability. Even if you are no longer entitled to any further treatment or disability, you are always entitled to a settlement for the disability and impairment you have suffered. The worker’s compensation insurance carriers often do not tell you this. Mr. Crane will ensure that you receive all benefits to which you are entitled as well as your final settlement.

Auto Accidents

New Jersey is a “no fault” state as it relates to auto accidents.  Your own insurance carrier is to cover your injuries that you suffer in the accident under “personal injury protection” which is known as PIP.  PIP has its own set of rules and regulations and this is what you must deal with in regard to your treatment and the payment of your medical bills.  If you are cut off from treatment or are not receiving the proper treatment contact Mr. Crane for assistance. 

Ununinsured Motorist Accidents

If the person that hit you is uninsured or does not have enough insurance to cover your damages this is covered under your own policy under the uninsured/under insured motorist section.  Again, this comes with its own set of rules, regulations and statutes.  Mr. Crane is fully familiar with these areas and has represented numerous clients in arbitrations to obtain proper damages under this section of their insurance.

Gathering evidence:

It is extremely important that you contact Mr. Crane as soon as practicable after your accident.  The gathering of evidence, information and witness statements may be critical.  Waiting even a month can result in evidence disappearing or being destroyed.  When coming to your appointment with Mr. Crane be certain to bring your declarations page from your insurance policy, the incident or accident report, and any photographs of the damage to vehicles, property or your injuries, as well as a list of all of your medical providers with names, addresses, and phone numbers; this includes prescriptions for medications and the name and address of your pharmacy. 

Notice and limitations periods:

It is also important to notify Mr. Crane of your accident as soon as possible due to the fact in various circumstances there are different limitation periods within which notice must be given to governmental entities etc.  Failure to meet these deadlines in certain circumstances may result in a full bar of your claim which means you will never be able to make a claim.  Therefore contact Mr. Crane as soon as possible to insure that the notice requirements of your specific incident are met.

Geographic Area

Mr. Crane handles personal injury cases in Somerset County, Hunterdon County, Middlesex County, Warren County, Mercer County and surrounding areas.